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Debt Consolidation

Using Installment and Personal Loans for Bill Consolidation. The numbers are staggering. The Federal Reserve indicates that consumer debt in the United States continues to rise and represents a total of $3.03 trillion dollars as of September 2013. According to statistics published by the Census Bureau, that works out to over $9,600 in debt for every man, woman and child that lives in the United States. As MoneyZine pointed out—what’s staggering is that the $9,600 per person doesn't include debt associated with mortgages. In order to help consumers out with debt, many customers have seen the benefit of debt consolidation loans that help them use funding from loans between $5,000 and $25,000 to pay off a series of smaller debts. This method is made possible through loans through West Bay Cash.
Here is an example of how West Bay Cash could help you pay off 12,000 within 24 months

$12,400

Total Credit Debt

24 mo

Loan Term

$661.81

Monthly Payment Amount

$15,800

Total To Pay Back

Credit Card Debt Consolidation Through Installment Loans This form of debt consolidation is also useful in combating credit card debt. Recent statistics show that there were approximately 156 million credit card holders in the United States and a large portion of them hold at least some debt on their credit cards. With an installment loan to use for debt consolidation, you can use your loan any way you want. After you are approved electronically for an installment loan, our lenders will work with you to electronically debit your bank account for the amount you owe in installments. This allows you the luxury of controlling your situation and knowing your fixed payments.

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Get Up to $25,000 with affordable, fixed monthly payments and no prepayment penalties!

WESTBAYCASH.COM IS NOT A LENDER, does not broker loans to lenders and does not make cash advances or credit decisions.

Our service is free to you (the loan applicant) and all repayment terms are between you and the lender. Individual lenders have varying loan terms, including the loan amount, APR, and repayment schedules. After you submit your information and if you are redirected to a lender, WestBayCash.com will redirect you to the lender’s web site, where you will be able to review and agree to the lender's proposed terms and conditions.

Please review the terms and conditions carefully. If you do not like the lender's proposed terms and conditions, do not proceed with the loan! In many cases, the lender will contact you to confirm your personal information and finalize the loan. They may contact you via telephone, email, text messages, etc. The lender may obtain your credit report to make a final decision.