Home Improvement

Using Installment and Personal Loans for Home Improvement The home improvement industry is experiencing significant growth as more and more families are investing in their own homes rather than finding new ones. That, according to a recent article in Forbes Magazine, shows underscores the reality that many home owners need the cash necessary to completing those tasks. One method of achieving that goal is through the use of personal and installment loans that assist in helping individuals get the cash they need for large products like home improvements.
The two most common types of home improvements that people use loans for are kitchen and bathroom renovations. According to Houzz, the average cost of a kitchen renovation last year was $28,030. The average cost for a bathroom renovation was $11,500. While there are certainly a number of different factors that could impact renovation costs, the reality is all projects tend to also come in with a budget different than the one initially laid out. In fact, some 41% of remodeling jobs come in over initial budget expectations. When these overages occur, it’s nice to have the dependability and flexibility of a home improvement loan waiting for you.
Here's an example of how a potential customer could get $18,000 paid off within 16 months


Total Renovation Cost

16 mo

Loan Term


Monthly Payment Amount


Total Paid Back

Remodeling and Decorating Loans Through our network of lenders at West Bay Cash, you can get access to up to $25,000 through an installment loan for your home improvement needs. After you are approved electronically for an installment loan, our lenders will work with you to electronically debit your bank account for the amount you owe in installments. So the set amount of money you owe will come out in controllable payments that you control.

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Get Up to $25,000 with affordable, fixed monthly payments and no prepayment penalties!

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Our service is free to you (the loan applicant) and all repayment terms are between you and the lender. Individual lenders have varying loan terms, including the loan amount, APR, and repayment schedules. After you submit your information and if you are redirected to a lender, WestBayCash.com will redirect you to the lender’s web site, where you will be able to review and agree to the lender's proposed terms and conditions.

Please review the terms and conditions carefully. If you do not like the lender's proposed terms and conditions, do not proceed with the loan! In many cases, the lender will contact you to confirm your personal information and finalize the loan. They may contact you via telephone, email, text messages, etc. The lender may obtain your credit report to make a final decision.